There's a degree of risk involved every time you get into a motor vehicle. You may take steps to limit that risk, such as choosing not to ride with inebriated drivers or avoiding distractions when you're behind the wheel. However, no amount of care on your part will reduce the risks caused by the poor decisions of another driver.
Distracted driving has become one of the most serious concerns on the road these days. Many people can't resist the temptation of a phone alerting them to a new message or email. Others simply have trouble focusing on the task at hand. Whatever the form of distraction, it can create unnecessary risk for you and everyone else on the road.
Distracted driving increases the risk for a serious crash
According to an analysis of statistics by the Centers for Disease Control and Prevention, about nine people die on the road every day as a result of distracted driving. More than 1,000 other people across the country suffer injuries in crashes related to distraction. Despite awareness campaigns and state laws that ban texting while driving, many people still focus on their phones instead of the road.
Ohio has a law in place that aims to reduce distracted driving collisions. Ohio laws prohibit drivers under the age of 18 from using any electronic devices while driving. It is also illegal for adults over the age of 18, but Ohio considers it a secondary offense. Unfortunately, having a law in place won't stop people from succumbing to distraction while in control of a vehicle. Many people still end up killed and injured by distracted drivers in Ohio.
Injuries from a crash can be financially devastating
If you carry a decent insurance policy on your vehicle, you may think you don't have to worry about the potential outcome of a crash caused by another driver. However, your policy may have coverage limits that leave you financially vulnerable in the wake of a crash. A settlement offer may not cover all your expenses. The other driver could have very little insurance or may not even have a valid, current policy active at the time of your collision.
Broken bones, traumatic brain injuries and spinal cord injuries could all leave you unable to return to work for some time. In some cases, a car crash can lead to permanent disability. These kinds of scenarios can result in staggering amounts of medical costs, as well as lost wages. You may find yourself unable to pay for even basic needs, like groceries or your mortgage.
When another driver breaks the law and causes a crash as a result, you may have the option of seeking compensation from that driver. You should carefully consider your rights in the wake of a serious distraction-related crash.